FINANCIAL PLANNING FOR YOUR FUTURE

Our Solutions Create Wealth.

Financial goals are different for everyone so it’s important to ask yourself “What do I want from life and how fast do I want it?” Our Financial Planning Team will listen to your ideas and use a 5 step process to assist you with meeting your financial goals.

  • Identify – we determine where you are, where you want to be and then clearly define your lifestyle and financial goals
  • Investigate – we assess your current situation, appraise opportunities and risks and begin to explore what financial options are available
  • Bridge the gap – we start creating strategies designed to close the gap between your current financial situation and where you want it to be
  • Implementation – we work closely with you to put your customised strategies into action
  • Continuous support – we produce an ongoing service programme built to suit you and ensure that your financial plan stays on track

It shouldn’t cost anything for you to get to know us. So we make sure that it doesn’t.

Being well prepared means you will get the most out of the initial meeting. We recommend you review the financial advice toolkit on the ASIC Money Smart Website prior to your meeting. This easy to understand toolkit will help you to understand the financial planning process and what you need to bring with you.

Wealth creation begins with finding the investment mix that’s right for you.

Comparing the different types of investments available against your own risk tolerance and retirement objectives is a lot for anyone to handle on their own.

At Kennedy Barnden, our financial experts will help you explore the four general asset categories – shares, property, fixed interest/bonds and cash – and partner with you to determine what role each one could potentially play in your long term strategy and how to diversify your investments accordingly.

Managed Funds (as opposed to direct investment, in particular shares, property etc) can also be a great option for first time investors as they offer flexibility and diversity without requiring a large initial investment. With thousands on the market to choose from, finding the managed investment that best reflects your risk profile and financial goals can be a daunting process and this is where our team can help you!

Unlike other investments, your superannuation is generally restricted for use until you reach your preservation age. So if your financial planning outlook involves pre-retirement/early retirement goals, it’s important to consider this fact.

Regular changes to the legislative environment around superannuation can make it difficult to stay abreast of how these changes affect you.

The financial planning professionals at Kennedy Barnden will show you the full picture; taking into account the tax implications of contributions, withdrawals, rollovers and your selection of the right retirement income stream.

It’s the time when our dreams finally become reality.

Full-time employment is behind you and a range of exciting lifestyle options lie ahead. But despite having all of this to look forward to, planning for retirement can be one of the most stressful and uncertain times of your life.

Over the years, the team at Kennedy Barnden have helped hundreds of Australians reach their retirement goals and make the best out of the most liberating years of their lives.

Start planning early for your retirement with us.

The Government’s objective is to provide pensions to only those in real financial need. Make sure you are taking advantage of the current concessions and opportunities available to increase your retirement savings by talking to us.

Budget and cash flow plans are often the most underestimated component of a long term investment strategy. Accounting for all your financial resources and accurately tracking your spending is tedious. However, it’s essential to keeping your financial house in order.

Kennedy Barnden’s financial planners can help you develop and regularly review your budget using cash flow management strategies that will empower you to control your money.

Death, illness or disability can create a sudden financial burden on families. Often times, this burden can feel insurmountable. Protecting your loved ones against these unfortunate events is crucial.

Personal risk insurance is the key to managing your family’s ongoing financial wellbeing. It also protects your ability to earn an income and safeguards the assets you have worked hard to accumulate.

At Kennedy Barnden, our financial planners are experienced in personal risk insurance and can assist you with:

  • Life insurance
  • Trauma insurance
  • Total & permanent disability insurance
  • Income protection insurance

With the right package of insurance, you can keep your business protected from a broad range of risks.

Our dedicated financial planners at Kennedy Barnden can help you explore your options and decide which option/package is best for you:

Key person insurance

Key person insurance is essentially life, total and permanent disability (TPD) and trauma insurance taken out by your business over the life of a person critical to the business.

Business succession planning

A business agreement setting out a succession and exit plan is key to ensuring that a business and its owners are protected. Insurance can be considered an important component of the succession plan.

Business expense insurance

Business expense insurance helps business owners pay fixed monthly expenses in the event they are totally disabled and unable to work.

Business loan protection

This type of cover is intended to protect your business and family from financial loss following the death or disablement of a business owner who is liable for the repayment of money borrowed by the company. Business loan protection provides a lump sum on the death or disablement of the insured to repay all or part of a loan.

This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.

 

Kennedy Barnden Financial Services Pty Ltd ABN 37 571 600 219 is an authorised representative of Charter Financial Planning Ltd ABN 35 002 976 294 Australian Financial Services License and Australian Credit Licence No. 234665.

 

These links have been provided with permission for information purposes only and will take you to external websites which are not connected to Kennedy Barnden Financial Services Pty Ltd or Charter Financial Planning Ltd in any way.

 

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You have financial planning goals. We have financial planning solutions.

Get in touch today, and let’s starting mapping your financial future together.